Deposit insurance has mostly solved this for registered domestic banks
Silicon Valley Bank
I think I read SVB was worth $300B and the loss on their bonds trade was about $2B, so the bank run started from a loss of less than 1%, as you say it’s all about confidence
The market value of Credit Suisse last week was around 10bn , UBS just bought it for 3
Either thats the deal of the century or CS were way overvalued by the market, which makes you wonder about other banks valuations
Either thats the deal of the century or CS were way overvalued by the market, which makes you wonder about other banks valuations