IDENTITY THEFT

[StellaBot]

Just a heads up for everyone

Received a letter from a well known bank
about my " recent application for a credit card"

Anyhow
Outcome after discussion with security dept of a bank
It seemed like a legit application from me

they have informed all credit agencies

Some tips

Look up CIFAS
and register with them
Check post office doesnt have a reroute of mail for your address( ie cred card sent elsewhere)

[StellaBot]

Oh well

Only one person wanted my identity

Not that famous after all

[jamesedwards]

I check my credit file once per month, just to keep and eye on things like this.

Martin Lewis' Credit Club is a free way to do this. It updates once per month and they send me an email to remind me to check it. It uses data from Experian so mirrors info held there. https://www.moneysavingexpert.com/creditclub/

[StellaBot]

Thanks James

Got a tip for a horse this evening should run well
but wrong area

Should be todays horse racing?

[LeTiss]

I check my credit file once per month, just to keep and eye on things like this.

Martin Lewis' Credit Club is a free way to do this. It updates once per month and they send me an email to remind me to check it. It uses data from Experian so mirrors info held there. https://www.moneysavingexpert.com/creditclub/

That's very useful mate, thanks for posting

It becomes clear straight away when getting a file check, how detrimental this is as a full-time job for our credit rating

[jimibt]

I check my credit file once per month, just to keep and eye on things like this.

Martin Lewis' Credit Club is a free way to do this. It updates once per month and they send me an email to remind me to check it. It uses data from Experian so mirrors info held there. https://www.moneysavingexpert.com/creditclub/

my lloyds account automatically opens at a certain point of the month with a prompt to let you know that your latest credit score is available. it can be checked from inside the banking app. occasionally click thro to see.. useful - agreed!

[StellaBot]

Anyways

a horse running soon
should run well

But credit file ?

oh shame

[jamesedwards]

I check my credit file once per month, just to keep and eye on things like this.

Martin Lewis' Credit Club is a free way to do this. It updates once per month and they send me an email to remind me to check it. It uses data from Experian so mirrors info held there. https://www.moneysavingexpert.com/creditclub/

That's very useful mate, thanks for posting

It becomes clear straight away when getting a file check, how detrimental this is as a full-time job for our credit rating

I've got no issues with my credit rating despite being a full-time trader for five years. I make sure I'm marked down as self-employed, and that I keep my 'income' updated to reflect the 'salary' that I pay myself from Betfair. I make my Betfair withdrawals look like a salary by keeping them always to the same value and on the same date every month so it matches the income listed on my file.